Costs can add up when making a major household purchase, such as a mattress or appliance. Will delivery be extra? What comes with the list price? Should you get the extended warranty? What will you need go with your purchase?

Here are some tips to help you spend wisely and stretch your dollar.


It’s Not All in a Name

Focus on the construction and materials in the mattress, not it’s name, to find the best mattress to meet your needs. Model names can vary by the year or season and you may end up paying more for the name without getting a higher quality mattress.


Look at the Specifics

Terms like “medical grade,” “firm” or “extra soft” are subjective and could just be labels, rather than accurate descriptions. You may find that a medium-firm mattress feels too soft while someone else could think it’s too firm.


Keep Comfort in Mind

You want to find a mattress that is both supportive and comfortable. Manufacturers typically use layers of foam, latex and other materials to add comfort. Beware of pillow tops and less expensive padding materials as they may go flat quickly and eliminate the comfort that your mattress offered initially.


Ask about a Cash-Back Warranty

Ensure that you know exactly what the company’s warranty covers and if a risk-free return policy is available. A warranty may not be honored if you don’t purchase the box spring that is recommended for that mattress. A risk-free return policy allows you to sleep on the mattress for several nights, then return it if the mattress doesn’t work for you.


Consider All the Options

Odds are that you’ve spent most of your life sleeping on an innerspring mattress. There are now several other types of mattresses available on the market, including water beds, adjustable-air, memory foam, latex and hybrid mattresses. These different types of mattresses can help provide relief for a variety of sleep issues, back pain and joint discomfort.


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